Does Applying for a Lease Online Affect My Credit?

Applying for a lease on the items you need the most is fast, easy, and doesn't affect your credit or credit score. Our lenders ask for information like your SSN, driver's license or other identification, and other information then compare it to consumer databases and data from third party sources to determine your creditworthiness and verify your information.

Why is my Social Security Number required to get a lease?

While our lenders do not require credit or check your credit score to apply for a lease, your social security number or individual taxpayer identification number is used to help verify your information.

What types of IDs are accepted for verification?

Our lenders generally accept all US government issued identification including Driver's License, Military ID, Passport, and State ID card.

Will my payment history appear on my credit?

Our lenders generally do not report your payment history and account status to credit bureaus. However, we do work with lenders who may report your positive payment history to the major credit bureaus; or may report your account if it is delinquent or in default.